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Seacoast Banking Corporation of Florida

SBCF

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Seacoast Banking Corporation of Florida ( Seacoast or the Company ) is a financial holding company, incorporated in Florida in 1983, and registered under the Bank Holding Company Act of 1956, as amended (the BHC Act ). Its principal subsidiary is Seacoast National Bank, a wholly-owned national banking association ( Seacoast Bank ) chartered in 1926.

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$3.32B
EPS$1.54
P/E22.25
Div. Yield2.17%
Net Margin–
P/Book1.2x
Seacoast Banking Corporation of Florida intrinsic value
52-Week Range
$29.20$36.13

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$162M

▲ +19.7% YoY

Net Margin

–

P/E

22.25

Balance Sheet

Total Assets

$21.36B

Equity

$2.73B

Total Debt

$113M

Cash & Equiv.

$430M

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Held by ETFs

SBCF is in 70 US ETFs. The largest of them, with SBCF's weight in each:

Seacoast Banking Corporation of Florida (SBCF) in four numbers

Fair value (book value)
$31.44
Price $34.27 is 9% above it.
Intrinsic Value
Quality score
45/100
Best check: capital adequacy, 12.8%. Weakest: share count change, 51.3%.
Quality
Dividend (TTM)
$0.75
2.17% yield, raised 4 years in a row.
Dividends
P/E
22.25
From the last twelve months of earnings.
Financials

Questions about Seacoast Banking Corporation of Florida

Is Seacoast Banking Corporation of Florida (SBCF) overvalued?

At $34.27, Seacoast Banking Corporation of Florida's price is 9% above the $31.44 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 22.25 times earnings. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Seacoast Banking Corporation of Florida's fair value?

Intrinsiqq's calculator puts Seacoast Banking Corporation of Florida's fair value at $31.44 a share. It grows book value per share 7.7% a year for 5 years, applies an exit P/B of 1.1, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $23.58. Every input can be changed on the Intrinsic Value tab.

Is Seacoast Banking Corporation of Florida a high-quality business?

Seacoast Banking Corporation of Florida scores 45 out of 100 on Intrinsiqq's quality score, which makes it a mixed business on these measures. The score blends 6 checks computed from SEC filings. Its best check is capital adequacy at 12.8%, and its weakest is share count change at 51.3%. The Quality tab shows every check against its target.

Does Seacoast Banking Corporation of Florida (SBCF) pay a dividend, and how much?

Yes. Seacoast Banking Corporation of Florida (SBCF) pays a dividend: $0.75 per share over the last twelve months, a dividend yield of 2.17% at the latest close. It has raised its dividend per share for 4 years in a row, growing at 17.0% a year over the last 4 years. The payout takes about 44.4% of earnings.

Source: 10-Q filed 30 Jun 2026 (period ending 30 Jun 2026), SEC. Price: last close 4 Nov 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in SBCF's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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