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State commercial banks company · DE · FY ends Dec · Revenue $8.21B · $2.39B FCF
21.48% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue declined 2.5% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Net income declined 14% YoY, profitability momentum has weakened.
Profitability & Returns
Revenue (TTM)
$8.21B
▼ -2.5% YoY
Net Income (TTM)
$1.87B
▼ -14.5% YoY
Net Margin
22.77%
P/E
—
Balance Sheet
Total Assets
$174.57B
Equity
$12.99B
Total Debt
$3.35B
Cash & Equiv.
$5.82B
5Y CAGR: +6.1%
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