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United Community Banks, Inc., headquartered in Greenville, South Carolina, is a bank holding company under the BHC Act and a financial holding company under the GLB Act. We provide diversified financial services primarily through our principal subsidiary, United Community Bank, a South Carolina state-chartered bank.
32.35% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 12.6% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.05B
▲ +12.6% YoY
Net Income (TTM)
$341M
▲ +30.0% YoY
Net Margin
32.54%
P/E
—
Balance Sheet
Total Assets
$28.18B
Equity
$3.65B
Total Debt
$121M
Cash & Equiv.
$493M
5Y CAGR: +15.3%
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