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Our Business Ally Financial Inc. (together with its consolidated subsidiaries unless the context otherwise requires, Ally, the Company, we, us, or our) is a financial-services company with $196.0 billion in assets as of December 31, 2025. The Company comprises the nation s largest all-digital bank and an industry-leading automotive financing and insurance business, driven by a mission to Do It …
$44.30
+$1.09 (+2.52%)
Price from 28 days ago
Net margin is thin at 10.77%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue declined 3.3% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
10.8x earnings. In line with financial-sector norms. The question is whether the current credit environment supports sustained earnings at this level.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$8.47B
▼ -3.3% YoY
Net Income (TTM)
$1.40B
▲ +27.5% YoY
Net Margin
16.47%
P/E
10.8x
Balance Sheet
Total Assets
$197.27B
Equity
$15.61B
Total Debt
$19.16B
Cash & Equiv.
$9.52B
5Y CAGR: +8.6%
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