Bank of Hawaii Corporation
Bank of Hawaii Corporation ( Bank of Hawai i Corporation or the Parent ) is a Delaware corporation and a bank holding company ( BHC ) headquartered in Honolulu, Hawai i. The Parent s principal operating wholly-owned subsidiary, Bank of Hawai i ( Bank of Hawai i or the Bank ), was organized on December 17, 1897, and is chartered by the State of Hawai i.
$68.94
+$0.30 (+0.44%)
EOD Oct 21, 2026
186.46% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 0.5% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
12.8x earnings. In line with financial-sector norms. The question is whether the current credit environment supports sustained earnings at this level.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (FY)
$110M
▼ -0.5% YoY
Net Income (TTM)
$236M
▲ +37.3% YoY
Net Margin
—
P/E
12.8x
Balance Sheet
Total Assets
$23.84B
Equity
$1.88B
Total Debt
$602M
Cash & Equiv.
$453M
3Y CAGR: -2.9%
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SourceComputed from the 10-Q filed 21 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Aug 2026. How this is calculated.
Price from market data, last close as of 21 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is Bank of Hawaii (BOH) overvalued?
At a P/E of 12.8 and a price-to-free-cash-flow of 13.3, Bank of Hawaii (BOH) trades around a two-stage DCF intrinsic value of about $85.44 per share, so at $68.94 the stock looks around fair value (23.9% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Bank of Hawaii scores 63/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 4.1%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Bank of Hawaii's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $85.44 per share for BOH, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $64.08. At today's $68.94, that puts the stock about 23.9% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Bank of Hawaii a high-quality business?+
Bank of Hawaii scores 63 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does Bank of Hawaii (BOH) pay a dividend, and how much?+
Yes, Bank of Hawaii pays a regular dividend of about $2.84 per share per year (typically in quarterly installments), a yield of roughly 4.1% at the current price. That is a payout ratio of about 47.9% of earnings, so the dividend is well covered. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For BOH's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is Bank of Hawaii a good stock to buy right now?+
That depends on valuation and quality together, not either alone. BOH currently trades around its estimated intrinsic value and scores 63/100 on quality (solid). It also yields about 4.1%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: State Commercial Banks
Spot a number that looks wrong? Check it in BOH's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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