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As used herein, the Company, we, our, and us refer to MainStreet Bancshares, Inc., and the Bank refers to MainStreet Bank. Overview MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank and MainStreet Community Capital, LLC.
Net margin is thin at 11.51%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue growth slowed to 3.5%, essentially flat. This is a business that needs a catalyst.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$102M
▲ +3.5% YoY
Net Income (TTM)
$17M
▲ +256.4% YoY
Net Margin
16.84%
P/E
—
Balance Sheet
Total Assets
$2.22B
Equity
$215M
Total Debt
$0.00
Cash & Equiv.
N/A
3Y CAGR: +16.3%
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