State commercial banks company · PA · FY ends Dec · $87M FCF
218.42% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 273.8% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (FY)
$37M
▲ +273.8% YoY
Net Income (TTM)
$85M
▲ +266.7% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$5.58B
Equity
$603M
Total Debt
$14M
Cash & Equiv.
$161M
5Y CAGR: +27.1%
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