Financials Stocks: Quality Scores and Valuation
1,116 companies, scored on fundamentals computed from their own filings. 300 of them score 70 or above.
- Median quality
- 57 / 100
- Scoring 70+
- 300
- Median ROIC
- n/a
- Median op. margin
- n/a
- Pay a dividend
- 705 · 63%
Quality distribution1,115 scored
050100
Medians are computed across every financials company we cover with the relevant figure available, from the most recent filings. See the methodology for how each score is calculated.
What to look at in financials
Banks and insurers do not fit the standard scorecard, because debt is raw material rather than risk and free cash flow means something different. We route them to a sector-appropriate scorecard. Focus on returns on equity, loan-loss provisioning and book value rather than the usual margin and cash-flow reads.
Highest quality scores in financials
| Company | Quality |
|---|---|
| Arch Capital Group ACGL | 99/100 |
| SiriusPoint SPNT | 99/100 |
| Renaissancere Holdings RNR | 99/100 |
| Lang & Schwarz Aktiengesellschaft LUS1.XETR | 98/100 |
| SpareBank 1 Ringerike Hadeland RING.XOSL | 98/100 |
| Northrim BanCorp NRIM | 97/100 |
| Cincinnati Financial CINF | 97/100 |
| Hamilton Insurance Group HG | 97/100 |
| Allstate ALL | 94/100 |
| Hartford Insurance Group HIG | 94/100 |
| Oppenheimer Holdings OPY | 94/100 |
| Flekkefjord Sparebank FFSB.XOSL | 94/100 |
| AXIS Capital Holdings AXS | 94/100 |
| Skjern Bank A/S SKJE.XCSE | 94/100 |
| International General Insurance Holdings IGIC | 93/100 |
| NOBA Bank Group AB NOBA.XSTO | 93/100 |
| TWFG TWFG | 93/100 |
| Mercury General MCY | 93/100 |
| Chubb CB | 93/100 |
| Universal Insurance Holdings UVE | 93/100 |
| Selective Insurance Group SIGI | 92/100 |
| JPMorgan Chase JPM | 92/100 |
| Tri-County Financial Group TYFG | 92/100 |
| Ringkjøbing Landbobank A/S RILBA.XCSE | 92/100 |
| Reinsurance Group of America RGA | 92/100 |
Strongest dividends in financials
| Company | Dividend score |
|---|---|
| Fs Bancorp FSBW | 95/100 |
| Northrim BanCorp NRIM | 93/100 |
| Sogn Sparebank SOGN.XOSL | 91/100 |
| Melhus Sparebank MELG.XOSL | 91/100 |
| Embassy Bancorp EMYB | 91/100 |
| Generalfinance S.p.A. GF.XMIL | 91/100 |
| Talanx TLX.XETR | 91/100 |
| Capital City Bank Group CCBG | 88/100 |
| Sb Financial Group SBFG | 88/100 |
| Hawthorn Bancshares HWBK | 88/100 |