Financials Stocks: Quality Scores and Valuation

Median quality

42 / 100

Scoring 70+

40

Median ROIC

0.8%

Median op. margin

4.6%

Pay a dividend

387 · 46%

Medians are computed across every financials company we cover with the relevant figure available, from the most recent filings. See the methodology for how each score is calculated.

What to look at in financials

Banks and insurers do not fit the standard scorecard, because debt is raw material rather than risk and free cash flow means something different. We route them to a sector-appropriate scorecard. Focus on returns on equity, loan-loss provisioning and book value rather than the usual margin and cash-flow reads.

Highest quality scores in financials

Strongest dividends in financials