Intrinsiqq

Flekkefjord Sparebank (FFSB.XOSL) Quality Score

FFSB.XOSL
Quality94

Strong across all measured dimensions. No single area is pulling the score down meaningfully.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
1.2x

Under 20x, reasonable relative to earnings

Price / Book
100/100
0.09x

0.1x book, trading near or below equity

Revenue Growth
100/100
15.6%

Above 10% CAGR, strong compounder

Book Value Growth
100/100
15.6%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
80/100
-1.5%

Roughly flat, no meaningful dilution

Return on Equity
60/100
7.9%

5–10%, adequate but not exceptional

Capital Adequacy
100/100
12.3%

12.3% equity/assets, well-capitalized

Margin Trend
100/100
+4.2pp

Net margin expanded 3+pp, strong improvement

Flekkefjord Sparebank (FFSB.XOSL) quality: score, margins and returns

Flekkefjord Sparebank (FFSB.XOSL) scores 94/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Flekkefjord Sparebank (FFSB.XOSL) a high-quality business?+

Flekkefjord Sparebank scores 94 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Flekkefjord Sparebank's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from FFSB.XOSL's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Flekkefjord Sparebank scores well and where it falls behind.

How profitable is Flekkefjord Sparebank?+

Flekkefjord Sparebank runs a net margin of about 35.9%. Revenue has grown at roughly 23.4% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on FFSB.XOSL: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

Related stocks: Banks - Regional

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.