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Bar Harbor Bankshares

BHB

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Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$678M
EPS$2.97
P/E13.62
Div. Yield3.23%
Net Margin–
P/Book1.2x
Bar Harbor Bankshares intrinsic value
52-Week Range
$28.82$40.92

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$49M

▼ -15.2% YoY

Net Margin

–

P/E

13.62

Balance Sheet

Total Assets

$4.74B

Equity

$550M

Total Debt

$290M

Cash & Equiv.

$104M

3Y CAGR: +9.8%

Continue Research

Peers

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CUBBCustomers Bancorp, Inc.
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ORRFOrrstown Financial Services Inc.
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TYFGTri-County Financial Group Inc.
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Held by ETFs

BHB is in 23 US ETFs. The largest of them, with BHB's weight in each:

Bar Harbor Bankshares (BHB) in four numbers

Fair value (book value)
$30.81
Price $40.44 is 31% above it.
Intrinsic Value
Quality score
77/100
Best check: book value growth, 8.7%. Weakest: share count change, 7.8%.
Quality
Dividend (TTM)
$1.30
3.23% yield, raised at least 16 years in a row.
Dividends
P/E
13.62
Price to free cash flow 11.86.
Financials

Questions about Bar Harbor Bankshares

Is Bar Harbor Bankshares (BHB) overvalued?

At $40.44, Bar Harbor Bankshares' price is 31% above the $30.81 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 13.62 times earnings and 11.86 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Bar Harbor Bankshares' fair value?

Intrinsiqq's calculator puts Bar Harbor Bankshares' fair value at $30.81 a share. It grows book value per share 4.4% a year for 5 years, applies an exit P/B of 1, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $23.11. Every input can be changed on the Intrinsic Value tab.

Is Bar Harbor Bankshares a high-quality business?

Bar Harbor Bankshares scores 77 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 8 checks computed from SEC filings. Its best check is book value growth at 8.7%, and its weakest is share count change at 7.8%. The Quality tab shows every check against its target.

Does Bar Harbor Bankshares (BHB) pay a dividend, and how much?

Yes. Bar Harbor Bankshares (BHB) pays a dividend: $1.30 per share over the last twelve months, a dividend yield of 3.23% at the latest close. It has raised its dividend per share for at least 16 years in a row, growing at 7.4% a year over the last 5 years. The payout takes about 44.3% of earnings.

Source: 10-Q filed 3 Aug 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in BHB's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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