M echanics Bancorp, a Washington corporation, is a financial holding company and primarily operates through 121 -year- old Mechanics Bank, its wholly-owned subsidiary. Mechanics Bank is a full-service community bank wit h 166 branches throughout California, Washington, Oregon and Hawaii .
909.29% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (FY)
$29M
Net Income (TTM)
$266M
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$21.39B
Equity
$2.79B
Total Debt
$211M
Cash & Equiv.
$484M
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