Does Mechanics Bank (MCHB) pay a dividend?
Yes. Mechanics Bank (MCHB) pays a dividend: $0.23 per share for fiscal 2025, a dividend yield of 1.55% at the latest close.
Its dividend per share has shrunk at 17.3% a year over the last 5 years. The payout takes about 107.8% of earnings.
Based on TTM and annual data · Not a buy/sell signal
Score Breakdown
Safety
40% of composite
Growth
35% of composite
Income
25% of composite
Composite = Safety (0) × 0.40 + Growth (0) × 0.35 + Income (100) × 0.25 = 25
Dividend Safety
Earnings Payout
107.8%
FCF Payout
165.0%
FCF Coverage
0.6x
Dividend Growth
Per Share (FY2025)
$0.23
Growth Streak
–
5Y CAGR
-17.3%
Dividend history
| Fiscal year | Per share | Change |
|---|---|---|
| 2025 | $0.23 | -95.4% |
| 2024 | $5.04 | +675.0% |
| 2023 | $0.65 | -53.6% |
| 2022 | $1.40 | +40.0% |
| 2021 | $1.00 | +66.7% |
| 2020 | $0.60 | |
| 2014 | $0.11 |
All 7 fiscal years we hold. Each payment counts toward the fiscal year it is paid for, so a final dividend paid in spring belongs to the year before. Figures are adjusted for stock splits, so a fall is a cut.
Computed from SEC filings. Ex-dividend and payment dates are not part of those filings, so they are not shown here. This is analysis, not investment advice.
Dividend Income
Annual DPS (FY2025)
$0.23
Annual Income / $10K
$155
Payment frequency, ex-dividend and payment dates are not available from SEC filings. Check your broker or the company's investor relations page for the schedule.
Yield History
Mechanics Bank (MCHB) dividend: yield, safety and growth
Frequently asked
Does Mechanics Bank (MCHB) pay a dividend, and how much?+
Yes, Mechanics Bank pays a regular dividend of about $0.23 per share for fiscal 2025 (a yield of roughly 1.5%). That is a payout ratio of about 107.8% of earnings, so it is not currently covered by free cash flow. A low headline yield is not the same as a weak dividend: what matters is how well earnings and cash flow cover the payout, not the percentage alone. The full payout history and per-share figures are on this dividends tab.
Is Mechanics Bank's dividend safe?+
Mechanics Bank's dividend looks not currently covered by free cash flow, with free cash flow covering the payout about 0.6 times over. Intrinsiqq scores its dividend safety at 0 out of 100, weighing the payout ratio, free-cash-flow coverage and balance-sheet strength. Safety matters more than yield: a payout you can rely on beats a high one you cannot.
Has Mechanics Bank grown its dividend?+
Mechanics Bank's dividend history is mixed. Recent dividend growth has been roughly flat. Consistent growth is one of the strongest signals of a durable, shareholder-friendly business, so read the streak alongside coverage on this tab.
What is Mechanics Bank's dividend payout ratio?+
Mechanics Bank pays out about 107.8% of its earnings as dividends. A lower payout ratio leaves more room to keep raising the dividend and to absorb a bad year, while a very high ratio can signal a payout under pressure. On this measure the dividend is not currently covered by free cash flow. See the dividend-safety breakdown for the free-cash-flow view, which is often more telling than earnings.
SourceDividend analysis computed from the 10-Q filed 7 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Oct 2026. How this is calculated.
Fiscal year ends Dec. Earnings payout = dividends / net income. FCF payout = dividends / FCF. Yield = TTM DPS / price.
Peers
State Commercial Banks · Pick stocks to compare with MCHB
Held by ETFs
MCHB is in 20 US ETFs. The largest of them, with MCHB's weight in each:
iShares Russell 2000 Value ETFIWN0.04%of the fund
Dimensional U.S. Targeted Value ETFDFAT0.01%of the fund
Fidelity Nasdaq Composite Index ETFONEQ0.01%of the fund
Schwab Fundamental U.S. Small Company ETFFNDA0.01%of the fund
State Street SPDR S&P Regional Banking ETFKRE0.26%of the fund
Spot a number that looks wrong? Check it in MCHB's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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