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TriCo Bancshares is a registered bank holding company under the Bank Holding Company Act of 1956, as amended (the BHC Act ). TriCo's principal business is to serve as the holding company for our wholly-owned subsidiary, Tri Counties Bank, a California-chartered commercial bank (the Bank ).
281.86% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 3.8% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$43M
▼ -3.8% YoY
Net Income (TTM)
$129M
▲ +5.8% YoY
Net Margin
297.63%
P/E
—
Balance Sheet
Total Assets
$9.95B
Equity
$1.32B
Total Debt
$27M
Cash & Equiv.
$301M
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