State commercial banks company · CO · Revenue $96M · $2M FCF
Net margin is thin at 14.35%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 6.1% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$96M
▲ +6.1% YoY
Net Income (TTM)
$15M
▲ +55.6% YoY
Net Margin
15.79%
P/E
—
Balance Sheet
Total Assets
$3.24B
Equity
$273M
Total Debt
$23M
Cash & Equiv.
$264M
5Y CAGR: +0.9%
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