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Seacoast Banking Corporation of Florida Quality Score

SBCF

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Quality45

Growth is the primary weakness (avg 50/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
80/100
22.3x

20–25x range, moderate premium

Price / Book
90/100
1.22x

1.2x book, reasonable for a financial

Book Value Growth
50/100
3.9%

2–5%, modest book growth

Business Quality & Capital Allocation

Share Dilution
0/100
51.3%

Heavy dilution above 5%

Return on Equity
60/100
5.9%

5–10%, adequate but not exceptional

Capital Adequacy
100/100
12.8%

12.8% equity/assets, well-capitalized

Seacoast Banking Corporation of Florida (SBCF) quality: score, margins and returns

Seacoast Banking Corporation of Florida (SBCF) scores 45/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 6 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Seacoast Banking Corporation of Florida (SBCF) a high-quality business?+

Seacoast Banking Corporation of Florida scores 45 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Seacoast Banking Corporation of Florida's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from SBCF's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Seacoast Banking Corporation of Florida scores well and where it falls behind.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 30 Jun 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 2 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

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Held by ETFs

SBCF is in 70 US ETFs. The largest of them, with SBCF's weight in each:

Spot a number that looks wrong? Check it in SBCF's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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