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Short-term business credit institutions company · DE · FY ends Dec · Revenue $1.85B · 36.80% margin · $166M FCF
Net margin is thin at 14.52%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 34.4% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.85B
▲ +34.4% YoY
Net Income (TTM)
$296M
▲ +284.4% YoY
Net Margin
16.00%
P/E
—
Balance Sheet
Total Assets
$5.45B
Equity
$1.03B
Total Debt
$515K
Cash & Equiv.
$227M
5Y CAGR: +3.3%
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