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We created Chime to help everyday people make progress in their financial lives. For too long, millions of Americans, including the nearly 75% of the adult population that earn up to $100,000 annually, have struggled with bank relationships that are not always aligned with their best interests.
The institution is unprofitable. This typically signals severe credit losses or a business in transition.
Revenue grew 30.7% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$2.32B
▲ +30.7% YoY
Net Income (TTM)
-$969M
▼ -3884.9% YoY
Net Margin
-41.87%
P/E
—
Balance Sheet
Total Assets
$1.95B
Equity
$1.44B
Total Debt
$133M
Cash & Equiv.
$1.01B
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