Finance services company · E9 · FY ends Dec · Revenue $2.23B · 42.87% margin · $1.55B FCF
38.44% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 13.0% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$2.23B
▲ +13.0% YoY
Net Income (TTM)
$857M
▼ -0.2% YoY
Net Margin
38.44%
P/E
—
Balance Sheet
Total Assets
$8.14B
Equity
$3.45B
Total Debt
$259M
Cash & Equiv.
$1.08B
5Y CAGR: +2.5%
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