loanDepot, Inc.
Our Company We are a leading provider of lending solutions that make the American dream of homeownership more accessible and achievable for all, especially the increasingly diverse communities of first-time homebuyers, through a broad suite of lending and real estate services that simplify one of life's most complex transactions. We launched our business in 2010 to disrupt the legacy mortgage i…
$0.57
+$0.05 (+8.49%)
EOD Oct 22, 2026
The institution is unprofitable. This typically signals severe credit losses or a business in transition.
Revenue grew 10.7% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$1.25B
▲ +10.7% YoY
Net Income (TTM)
-$69M
▲ +36.3% YoY
Net Margin
-5.57%
P/E
—
Balance Sheet
Total Assets
$6.70B
Equity
$333M
Total Debt
$2.16B
Cash & Equiv.
$229M
5Y CAGR: -22.7%
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SourceComputed from the 10-Q filed 6 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Oct 2026. How this is calculated.
Price from market data, last close as of 22 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is loanDepot (LDI) overvalued?
loanDepot (LDI)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, loanDepot scores 41/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.9%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
Is loanDepot a high-quality business?+
loanDepot scores 41 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a -9.3% operating margin and a -3.6% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does loanDepot (LDI) pay a dividend, and how much?+
Yes, loanDepot pays a regular dividend of about $0.01 per share per year (typically in quarterly installments), a yield of roughly 1.9% at the current price. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For LDI's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is loanDepot a good stock to buy right now?+
That depends on valuation and quality together, not either alone. you should weigh LDI's valuation and scores 41/100 on quality (mixed). It also yields about 1.9%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Finance Services
Spot a number that looks wrong? Check it in LDI's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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