/
Organization and Description of Business The accompanying combined and consolidated financial statements include the combined and consolidated results of operations of Jefferson Capital, Inc., and its subsidiaries (the Company ). Jefferson Capital, Inc. is a Delaware corporation headquartered in Minneapolis, Minnesota.
$17.87
$0.82 (-4.39%)
Price from 19 days ago
30.77% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 42.1% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
4.3x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$632M
▲ +42.1% YoY
Net Income (TTM)
$161M
▲ +45.8% YoY
Net Margin
25.52%
P/E
4.3x
Balance Sheet
Total Assets
$2.08B
Equity
$443M
Total Debt
$1.44B
Cash & Equiv.
$26M
Continue Research