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Jefferson Capital Inc. Financials

JCAP

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All currency values in $ millions unless otherwise noted

Income Statement
TTM
~1.8:1 split
DEC 2025
DEC 2024
DEC 2023
Revenues
Revenue$657$611$430$320
Provision for Doubtful Accounts$3$2$3$4
Total Operating Expenses$355$294$210$155
Operating Income$302$316$220$164
Non-Operating
Net Interest Expense-$116-$106-$77-$48
Other Non-Operating Income (Expense)$8$8-$5$5
EBT (Earnings Before Tax)$194$218$138$121
Income Tax Expense$39$30$9$9
Minority Interest–––$0
Net Income
Net Income$155$188$129$112
Per Share Data
Revenue Per Share$11.83$20.35––
EPS (Basic)$3.13$5.64––
EPS (Diluted)$3.13$5.64––
Weighted Avg Shares (Basic)55.5M30.0M––
Weighted Avg Shares (Diluted)55.5M30.0M––
Shares Outstanding55.5M30.0M0–
Dividends Per Share$1.29$2.11––

Jefferson Capital (JCAP) financials: revenue, profit and margins

Jefferson Capital (JCAP) generated about $657 million in revenue and $155 million in net income (a 23.6% net margin) over the trailing twelve months, growing at roughly 38.3% a year. Figures are from SEC filings; this is analysis, not investment advice.

Frequently asked

What is Jefferson Capital's (JCAP) revenue?+

Jefferson Capital generated about $657 million in revenue over the trailing twelve months. Revenue has grown at roughly 38.3% a year over the past five years. Revenue is the top line, before any costs; what matters for value is how much of it survives to free cash flow. The full income statement, balance sheet and cash-flow statement are on this tab.

Is Jefferson Capital profitable?+

Yes, Jefferson Capital reported about $155 million in net income over the trailing twelve months, a net profit margin of roughly 23.6%. Net income is the bottom line after all costs, interest and taxes. Compare it to free cash flow on this tab, since reported profit and actual cash generated can diverge.

What are Jefferson Capital's profit margins?+

Jefferson Capital runs an operating margin of about 46.0%, a net margin of about 23.6%. Margins show how much of each sales dollar a company keeps at each stage. Stable or rising margins usually signal pricing power and cost discipline; falling margins are worth investigating. See the multi-year trend on this tab.

How fast is Jefferson Capital growing?+

Jefferson Capital's revenue has compounded at roughly 38.3% a year over the past five years. Growth only creates value when it is profitable and cash-generative, so read this rate alongside JCAP's margins and free cash flow. This is analysis from SEC filings, not investment advice.

How the market compares: How many US companies are profitable

SourceFinancial statements computed from the 10-Q filed 13 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 14 Aug 2026. How this is calculated.

Fiscal year ends Dec.

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Held by ETFs

JCAP is in 18 US ETFs. The largest of them, with JCAP's weight in each:

Spot a number that looks wrong? Check it in JCAP's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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