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Credit Acceptance Corporation (referred to as the Company , Credit Acceptance , we , our or us ) makes vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. Our financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to c…
$573.64
+$13.23 (+2.36%)
Price from 5 days ago
24.92% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 26.2% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
14.3x earnings. In line with financial-sector norms. The question is whether the current credit environment supports sustained earnings at this level.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$1.73B
▲ +26.2% YoY
Net Income (TTM)
$453M
▲ +71.0% YoY
Net Margin
26.17%
P/E
14.3x
Balance Sheet
Total Assets
$8.69B
Equity
$1.51B
Total Debt
$5.32B
Cash & Equiv.
$26M
5Y CAGR: +0.4%
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