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First Financial Corporation

THFF

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Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$910M
EPS$7.14
P/E10.72
Div. Yield2.79%
Net Margin–
P/Book1.3x
First Financial Corporation intrinsic value
52-Week Range
$53.59$82.06

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$85M

▲ +67.5% YoY

Net Margin

–

P/E

10.72

Balance Sheet

Total Assets

$6.18B

Equity

$676M

Total Debt

$299M

Cash & Equiv.

$97M

Continue Research

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Held by ETFs

THFF is in 51 US ETFs. The largest of them, with THFF's weight in each:

First Financial (THFF) in four numbers

Fair value (book value)
$63.02
Price $76.55 is 21% above it.
Intrinsic Value
Quality score
64/100
Best check: book value growth, 13.5%. Weakest: capital adequacy, 10.9%.
Quality
Dividend (TTM)
$2.19
2.79% yield, raised 2 years in a row.
Dividends
P/E
10.72
Price to free cash flow 9.78.
Financials

Questions about First Financial

Is First Financial (THFF) overvalued?

At $76.55, First Financial's price is 21% above the $63.02 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 10.72 times earnings and 9.78 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is First Financial's fair value?

Intrinsiqq's calculator puts First Financial's fair value at $63.02 a share. It grows book value per share 4.8% a year for 5 years, applies an exit P/B of 1.2, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $47.26. Every input can be changed on the Intrinsic Value tab.

Is First Financial a high-quality business?

First Financial scores 64 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 13.5%, and its weakest is capital adequacy at 10.9%. The Quality tab shows every check against its target.

Does First Financial (THFF) pay a dividend, and how much?

Yes. First Financial (THFF) pays a dividend: $2.19 per share over the last twelve months, a dividend yield of 2.79% at the latest close. It has raised its dividend per share for 2 years in a row, growing at 14.8% a year over the last 5 years. The payout takes about 30.0% of earnings.

Source: 10-Q filed 1 Aug 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in THFF's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.