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State commercial banks company · VA · FY ends Dec · Revenue $5M · $15M FCF
209.42% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 7.5% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$5M
▼ -7.5% YoY
Net Income (TTM)
$11M
▲ +13.6% YoY
Net Margin
237.92%
P/E
—
Balance Sheet
Total Assets
$1.06B
Equity
$81M
Total Debt
$0.00
Cash & Equiv.
$88M
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