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New Peoples Bankshares, Inc. ( New Peoples, the Company, we, us or our ) is a Virginia financial holding company headquartered in Honaker, Virginia. Our business is conducted primarily through New Peoples Bank, Inc., a Virginia banking corporation (the Bank ).
278.87% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 5.7% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$4M
▼ -5.7% YoY
Net Income (TTM)
$11M
▲ +23.1% YoY
Net Margin
314.21%
P/E
—
Balance Sheet
Total Assets
$940M
Equity
$83M
Total Debt
$3M
Cash & Equiv.
$93M
5Y CAGR: +31.6%
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