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Texas Capital Bancshares Inc.

TCBI

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Texas Capital Bancshares, Inc. ( TCBI or the Company ) is a registered bank holding company and a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs and individual customers. TCBI is headquartered in Dallas, with primary banking offices in Austin, Dallas, Fort Worth, Houston and San Antonio, and has built a network of clients across t…

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$4.32B
EPS$7.78
P/E13.08
Div. Yield–
Net Margin–
P/Book1.2x
Texas Capital Bancshares Inc. intrinsic value
52-Week Range
$82.64$107.74

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$363M

▲ +326.1% YoY

Net Margin

–

P/E

13.08

Balance Sheet

Total Assets

$32.35B

Equity

$3.49B

Total Debt

$487M

Cash & Equiv.

$2.67B

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Held by ETFs

TCBI is in 113 US ETFs. The largest of them, with TCBI's weight in each:

Texas Capital Bancshares (TCBI) in four numbers

Fair value (book value)
$85.10
Price $101.77 is 20% above it.
Intrinsic Value
Quality score
54/100
Best check: book value growth, 139.1%. Weakest: share count change, 26.7%.
Quality
Dividend
None
No dividend in the SEC filings we hold.
Dividends
P/E
13.08
Price to free cash flow 8.35.
Financials

Questions about Texas Capital Bancshares

Is Texas Capital Bancshares (TCBI) overvalued?

At $101.77, Texas Capital Bancshares' price is 20% above the $85.10 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 13.08 times earnings and 8.35 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Texas Capital Bancshares' fair value?

Intrinsiqq's calculator puts Texas Capital Bancshares' fair value at $85.10 a share. It grows book value per share 6.8% a year for 5 years, applies an exit P/B of 1.2, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $63.82. Every input can be changed on the Intrinsic Value tab.

Is Texas Capital Bancshares a high-quality business?

Texas Capital Bancshares scores 54 out of 100 on Intrinsiqq's quality score, which makes it a mixed business on these measures. The score blends 7 checks computed from SEC filings. Its best check is book value growth at 139.1%, and its weakest is share count change at 26.7%. The Quality tab shows every check against its target.

Does Texas Capital Bancshares (TCBI) pay a dividend?

No. Texas Capital Bancshares (TCBI) does not pay a dividend, and no dividend payment appears anywhere in the filing history we hold. Over the last twelve months it returned cash through share buybacks instead, equal to a 7.6% buyback yield. The Dividends tab shows its cash returns.

Source: 10-Q filed 20 Oct 2026 (period ending 30 Sept 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in TCBI's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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