All currency values in $ millions unless otherwise noted
Scroll
| Income Statement | DEC 2025 | DEC 2024 | DEC 2023 | DEC 2022 | DEC 2021 |
|---|---|---|---|---|---|
| Non-Operating | |||||
| Net Interest Expense | -$4,135 | -$4,634 | -$3,711 | -$1,521 | -$1,032 |
| EBT (Earnings Before Tax) | $4,621 | $4,553 | $2,904 | $3,962 | $5,503 |
| Income Tax Expense | $1,069 | $1,054 | $666 | $946 | $1,282 |
| Net Income | |||||
| Net Income | $3,552 | $3,499 | $2,238 | $3,016 | $4,221 |
| EPS (Basic) | $9.38 | $8.64 | $5.21 | $6.19 | $7.40 |
| EPS (Diluted) | $9.28 | $8.55 | $5.19 | $6.15 | $7.34 |
| Weighted Avg Shares (Basic) | 369.9M | 396.5M | 421.2M | 480.4M | 564.6M |
| Weighted Avg Shares (Diluted) | 373.9M | 400.6M | 423.5M | 483.4M | 569.3M |
| Shares Outstanding | 373.9M | 400.6M | 423.5M | 483.4M | 569.3M |
| Dividends Per Share | $1.15 | $1.00 | $0.96 | $0.90 | $0.88 |
Synchrony Financial (SYF) financials: revenue, profit and margins
Synchrony Financial (SYF) generated about n/a in revenue and $3.3 billion in net income over the trailing twelve months. Figures are from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Synchrony Financial profitable?+
Yes, Synchrony Financial reported about $3.3 billion in net income over the trailing twelve months. Net income is the bottom line after all costs, interest and taxes. Compare it to free cash flow on this tab, since reported profit and actual cash generated can diverge.
SourceFinancial statements computed from the 10-Q filed 16 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 23 Oct 2026. How this is calculated.
Fiscal year ends Dec.
Peers
Finance Services · Pick stocks to compare with SYF
Held by ETFs
SYF is in 311 US ETFs. The largest of them, with SYF's weight in each:
Spot a number that looks wrong? Check it in SYF's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Keep analysing SYF
Create a free account and get 14 days of Premium: every stock and every tool.
- Unlimited stocks
- Stock screener
- Portfolio tracker
- Editable DCF
- Compare side by side
- Unlimited alerts
No card. Moves to Free after, unless you upgrade.
Already have an account?
Or come back tomorrow. Stocks on your watchlist are always free to view.