Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
$3.33B
▲ +1.5% YoY
Net Margin
–
P/E
7.87
Balance Sheet
Total Assets
$122.47B
Equity
$16.55B
Total Debt
$17.02B
Cash & Equiv.
$15.90B
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Held by ETFs
SYF is in 311 US ETFs. The largest of them, with SYF's weight in each:
Synchrony Financial (SYF) in four numbers
Questions about Synchrony Financial
Is Synchrony Financial (SYF) overvalued?
At $75.35, Synchrony Financial's price is 27% below the $103.45 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 7.87 times earnings. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.
What is Synchrony Financial's fair value?
Intrinsiqq's calculator puts Synchrony Financial's fair value at $103.45 a share. It grows book value per share 15.8% a year for 5 years, applies an exit P/B of 1.4, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $77.59. Every input can be changed on the Intrinsic Value tab.
Is Synchrony Financial a high-quality business?
Synchrony Financial scores 69 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 24.5%. The Quality tab shows every check against its target.
Does Synchrony Financial (SYF) pay a dividend, and how much?
Yes. Synchrony Financial (SYF) pays a dividend: $1.24 per share over the last twelve months, a dividend yield of 1.79% at the latest close. It has raised its dividend per share for 4 years in a row, growing at 5.5% a year over the last 5 years. The payout takes about 12.6% of earnings.
Source: 10-Q filed 16 Oct 2026 (period ending 30 Sept 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.
Spot a number that looks wrong? Check it in SYF's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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