Does Synchrony Financial (SYF) pay a dividend?
Yes. Synchrony Financial (SYF) pays a dividend: $1.24 per share over the last twelve months, a dividend yield of 1.79% at the latest close.
It has raised its dividend per share for 4 years in a row, growing at 5.5% a year over the last 5 years. The payout takes about 12.6% of earnings.
Based on TTM and annual data · Not a buy/sell signal
Score Breakdown
Safety
40% of composite
Growth
35% of composite
Income
25% of composite
Composite = Safety (50) × 0.40 + Growth (58) × 0.35 + Income (45) × 0.25 = 52
Dividend Safety
Earnings Payout
12.6%
FCF Payout
–
FCF Coverage
–
Dividend Growth
Per Share (TTM)
$1.24
Growth Streak
4 years
5Y CAGR
5.5%
Dividend history
| Fiscal year | Per share | Change |
|---|---|---|
| 2025 | $1.15 | +15.0% |
| 2024 | $1.00 | +4.2% |
| 2023 | $0.96 | +6.7% |
| 2022 | $0.90 | +2.3% |
| 2021 | $0.88 | 0.0% |
| 2020 | $0.88 | +2.3% |
| 2019 | $0.86 | +19.4% |
| 2018 | $0.72 | +28.6% |
| 2017 | $0.56 | +115.4% |
| 2016 | $0.26 |
All 10 fiscal years we hold. Each payment counts toward the fiscal year it is paid for, so a final dividend paid in spring belongs to the year before. Figures are adjusted for stock splits, so a fall is a cut.
Computed from SEC filings. Ex-dividend and payment dates are not part of those filings, so they are not shown here. This is analysis, not investment advice.
Dividend Income
Annual DPS (TTM)
$1.24
Annual Income / $10K
$179
Payment frequency, ex-dividend and payment dates are not available from SEC filings. Check your broker or the company's investor relations page for the schedule.
Yield History
Synchrony Financial (SYF) dividend: yield, safety and growth
Frequently asked
Does Synchrony Financial (SYF) pay a dividend, and how much?+
Yes, Synchrony Financial pays a regular dividend of about $1.24 per share per year (a yield of roughly 1.8%). That is a payout ratio of about 12.6% of earnings, so it is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and cash flow cover the payout, not the percentage alone. The full payout history and per-share figures are on this dividends tab.
Is Synchrony Financial's dividend safe?+
Synchrony Financial's dividend looks amply covered by earnings. Intrinsiqq scores its dividend safety at 50 out of 100, weighing the payout ratio, free-cash-flow coverage and balance-sheet strength. Safety matters more than yield: a payout you can rely on beats a high one you cannot.
Has Synchrony Financial grown its dividend?+
Synchrony Financial has raised its dividend for about 4 years in a row. Over the past five years the dividend has grown at roughly 5.5% a year. Consistent growth is one of the strongest signals of a durable, shareholder-friendly business, so read the streak alongside coverage on this tab.
What is Synchrony Financial's dividend payout ratio?+
Synchrony Financial pays out about 12.6% of its earnings as dividends. A lower payout ratio leaves more room to keep raising the dividend and to absorb a bad year, while a very high ratio can signal a payout under pressure. On this measure the dividend is amply covered by earnings. See the dividend-safety breakdown for the free-cash-flow view, which is often more telling than earnings.
SourceDividend analysis computed from the 10-Q filed 16 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 23 Oct 2026. How this is calculated.
Fiscal year ends Dec. Earnings payout = dividends / net income. FCF payout = dividends / FCF. Yield = TTM DPS / price.
Peers
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Held by ETFs
SYF is in 311 US ETFs. The largest of them, with SYF's weight in each:
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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