Radian Group Inc.
INDEX TO ITEM 1 Page General 13 Mortgage Insurance 16 Investment Policy and Portfolio 25 Enterprise Risk Management 26 Human Capital Management 29 Inigo Acquisition 31 Regulation 32 General Overview As a leading U.S. private mortgage insurer, Radian provides solutions that expand access to affordable, responsible and sustainable homeownership and helps borrowers achieve their dream of owning a …
$34.70
+$0.72 (+2.12%)
EOD Oct 22, 2026
48.67% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 0.8% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
8.9x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$1.64B
▼ -0.8% YoY
Net Income (TTM)
$536M
▼ -3.6% YoY
Net Margin
32.60%
P/E
8.9x
Balance Sheet
Total Assets
$10.66B
Equity
$4.81B
Total Debt
$1.27B
Cash & Equiv.
$742M
5Y CAGR: -3.6%
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SourceComputed from the 10-Q filed 5 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 26 Sept 2026. How this is calculated.
Price from market data, last close as of 22 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is Radian Group (RDN) overvalued?
At a P/E of 8.9 and a price-to-free-cash-flow of 3.3, Radian Group (RDN) trades below a two-stage DCF intrinsic value of about $511.18 per share, so at $34.70 the stock looks undervalued (1,373.1% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Radian Group scores 79/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 3.1%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Radian Group's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $511.18 per share for RDN, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $383.38. At today's $34.70, that puts the stock about 1,373.1% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Radian Group a high-quality business?+
Radian Group scores 79 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 44.0% operating margin and a 9.4% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does Radian Group (RDN) pay a dividend, and how much?+
Yes, Radian Group pays a regular dividend of about $1.04 per share per year (typically in quarterly installments), a yield of roughly 3.1% at the current price. That is a payout ratio of about 26.5% of earnings, so the dividend is amply covered by earnings. Radian Group has grown the dividend at roughly 9.0% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For RDN's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is Radian Group a good stock to buy right now?+
That depends on valuation and quality together, not either alone. RDN currently trades below its estimated intrinsic value and scores 79/100 on quality (solid). It also yields about 3.1%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Surety Insurance
Spot a number that looks wrong? Check it in RDN's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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