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INDEX TO ITEM 1 Page General 13 Mortgage Insurance 16 Investment Policy and Portfolio 25 Enterprise Risk Management 26 Human Capital Management 29 Inigo Acquisition 31 Regulation 32 General Overview As a leading U.S. private mortgage insurer, Radian provides solutions that expand access to affordable, responsible and sustainable homeownership and helps borrowers achieve their dream of owning a …
48.67% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 0.8% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.37B
▼ -0.8% YoY
Net Income (TTM)
$562M
▼ -3.6% YoY
Net Margin
41.08%
P/E
—
Balance Sheet
Total Assets
$10.65B
Equity
$4.81B
Total Debt
$1.30B
Cash & Equiv.
$680M
5Y CAGR: -3.6%
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