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Kinsale is a property and casualty insurance company that focuses exclusively on the excess and surplus lines ("E&S") market in the U.S., where we can use our underwriting expertise to write coverages for hard-to-place risks. We sell these insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico and the U.S.
26.87% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 18.0% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.92B
▲ +18.0% YoY
Net Income (TTM)
$527M
▲ +21.4% YoY
Net Margin
27.48%
P/E
—
Balance Sheet
Total Assets
$6.22B
Equity
$1.97B
Total Debt
$224M
Cash & Equiv.
$223M
5Y CAGR: +32.4%
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