Strong across all measured dimensions. No single area is pulling the score down meaningfully.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
4.6x book, paying up for franchise quality
Above 10% CAGR, strong compounder
Above 8% book-value compounding, strong
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
Above 15%, strong return on equity
29.8% equity/assets, well-capitalized
Net margin expanded 3+pp, strong improvement
Kinsale Capital Group (KNSL) quality: score, margins and returns
Kinsale Capital Group (KNSL) scores 93/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100, on 33.8% operating margins and 26.2% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Kinsale Capital Group (KNSL) a high-quality business?+
Kinsale Capital Group scores 93 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Recent figures include a 33.8% operating margin and a 26.2% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Kinsale Capital Group's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from KNSL's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Kinsale Capital Group scores well and where it falls behind.
What is Kinsale Capital Group's return on invested capital (ROIC)?+
Kinsale Capital Group earns about 26.2% on its invested capital, which is exceptional. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to KNSL's margins and growth on this scorecard to judge durability.
How profitable is Kinsale Capital Group?+
Kinsale Capital Group runs an operating margin of about 33.8% and a net margin of about 26.9%. Revenue has grown at roughly 32.4% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 16 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 23 Oct 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
Fire, Marine & Casualty Insurance · Pick stocks to compare with KNSL
Held by ETFs
KNSL is in 119 US ETFs. The largest of them, with KNSL's weight in each:
Spot a number that looks wrong? Check it in KNSL's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Keep analysing KNSL
Create a free account and get 14 days of Premium: every stock and every tool.
- Unlimited stocks
- Stock screener
- Portfolio tracker
- Editable DCF
- Compare side by side
- Unlimited alerts
No card. Moves to Free after, unless you upgrade.
Already have an account?
Or come back tomorrow. Stocks on your watchlist are always free to view.