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We are a leading provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. In addition to these coverages, we offer a portfolio of other insurance products, including dwelling fire, umbrella and business owner policies.
Net margin is thin at 7.85%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 12.8% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.28B
▲ +12.8% YoY
Net Income (TTM)
$63M
▲ +40.3% YoY
Net Margin
4.94%
P/E
—
Balance Sheet
Total Assets
$2.43B
Equity
$856M
Total Debt
$61M
Cash & Equiv.
$55M
5Y CAGR: +8.4%
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