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ProAssurance Corporation is a holding company for property and casualty insurance companies. For the year ended December 31, 2025, our net premiums written totaled $0.9 billion, and at December 31, 2025 we had total assets of $5.4 billion and $1.3 billion of shareholders' equity.
Net margin is thin at 4.64%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue declined 4.6% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.09B
▼ -4.6% YoY
Net Income (TTM)
$65M
▼ -3.5% YoY
Net Margin
5.99%
P/E
—
Balance Sheet
Total Assets
$5.41B
Equity
$1.34B
Total Debt
$433M
Cash & Equiv.
$324M
5Y CAGR: +4.6%
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