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OUR COMPANY We serve the housing finance industry by providing private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers and investors to support homeownership. We conduct our operations through two primary business segments: Mortgage Insurance and Reinsurance.
54.72% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue growth slowed to 1.5%, essentially flat. This is a business that needs a catalyst.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.28B
▲ +1.5% YoY
Net Income (TTM)
$686M
▼ -5.4% YoY
Net Margin
53.64%
P/E
—
Balance Sheet
Total Assets
$7.57B
Equity
$5.70B
Total Debt
$496M
Cash & Equiv.
$128M
5Y CAGR: +5.7%
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