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Principal Financial Group, Inc. Quality Score

PFG

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Quality59

Growth is the primary weakness (avg 50/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
13.1x

Under 20x, reasonable relative to earnings

Price / Book
80/100
2.11x

2.1x book, moderate premium to equity

Revenue Growth
0/100
-1.3%

Below 2%, essentially flat

Book Value Growth
100/100
11.6%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
100/100
-15.0%

Shrinking >2%, active buybacks

Return on Equity
100/100
16.7%

Above 15%, strong return on equity

Capital Adequacy
30/100
3.5%

3.5% equity/assets, thin

Margin Trend
0/100
-15.2pp

Net margin compressed >2pp, profitability pressure

Principal Financial Group (PFG) quality: score, margins and returns

Principal Financial Group (PFG) scores 59/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Principal Financial Group (PFG) a high-quality business?+

Principal Financial Group scores 59 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Principal Financial Group's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from PFG's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Principal Financial Group scores well and where it falls behind.

How profitable is Principal Financial Group?+

Principal Financial Group runs a net margin of about 11.9%. Revenue has grown at roughly 1.2% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 22 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 31 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

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Held by ETFs

PFG is in 275 US ETFs. The largest of them, with PFG's weight in each:

Spot a number that looks wrong? Check it in PFG's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.