Intrinsiqq
CNO Financial Group Inc. logo

CNO Financial Group Inc. Quality Score

CNO

⊜ Compare
Quality71

Growth remains strong (avg 85/100), but business quality is pulling the composite down (avg 60/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
19.9x

Under 20x, reasonable relative to earnings

Price / Book
80/100
2.06x

2.1x book, moderate premium to equity

Revenue Growth
70/100
6.8%

5–10% CAGR, steady but not exceptional

Book Value Growth
100/100
31.9%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
100/100
-19.3%

Shrinking >2%, active buybacks

Return on Equity
80/100
10.8%

10–15%, healthy ROE

Capital Adequacy
60/100
6.5%

6.5% equity/assets, adequate

Margin Trend
0/100
-11.6pp

Net margin compressed >2pp, profitability pressure

CNO Financial Group (CNO) quality: score, margins and returns

CNO Financial Group (CNO) scores 71/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100, on 12.3% operating margins and 11.5% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is CNO Financial Group (CNO) a high-quality business?+

CNO Financial Group scores 71 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Recent figures include a 12.3% operating margin and a 11.5% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does CNO Financial Group's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from CNO's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where CNO Financial Group scores well and where it falls behind.

What is CNO Financial Group's return on invested capital (ROIC)?+

CNO Financial Group earns about 11.5% on its invested capital, which is solid. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to CNO's margins and growth on this scorecard to judge durability.

How profitable is CNO Financial Group?+

CNO Financial Group runs an operating margin of about 12.3% and a net margin of about 6.0%. Revenue has grown at roughly 3.2% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 30 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 28 Sept 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

Accident & Health Insurance · Pick stocks to compare with CNO

CompareIntrinsic value
PREJFPartnerre Ltd
$15.15+1.00%86
UNMUnum Group
$74.79-17.84%71
PFGPrincipal Financial Group, Inc.
$117.31+4.13%59
AFLAflac Inc.
$125.85+1.46%81
ALHCAlignment Healthcare, Inc.
$8.14+10.15%65
CLOVClover Health Investments, Corp.
$4.69+9.32%61
TRUPTrupanion Inc.
$33.68+8.21%73
NEUENeueHealth, Inc.
No recent price25

Held by ETFs

CNO is in 119 US ETFs. The largest of them, with CNO's weight in each:

Spot a number that looks wrong? Check it in CNO's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

2 of 2 free stocks used today

Keep analysing CNO

Create a free account and get 14 days of Premium: every stock and every tool.

  • Unlimited stocks
  • Stock screener
  • Portfolio tracker
  • Editable DCF
  • Compare side by side
  • Unlimited alerts

No card. Moves to Free after, unless you upgrade.

Already have an account?

Or come back tomorrow. Stocks on your watchlist are always free to view.

SectorsPrivacyTerms© 2026 Intrinsiqq

Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.