CNO Financial Group Inc.
CNO is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. The terms "CNO Financial Group, Inc.", "CNO", the "Company", "we", "us", and "our" as used in this report refer to CNO and its subsidiaries.
$55.41
+$0.55 (+1.00%)
Price from 2 days ago
Net margin is thin at 5.12%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue growth slowed to 0.6%, essentially flat. This is a business that needs a catalyst.
At 19x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles. Net income declined 46% YoY, profitability momentum has weakened.
19.1x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$4.65B
▲ +0.6% YoY
Net Income (TTM)
$280M
▼ -45.5% YoY
Net Margin
6.01%
P/E
19.1x
Balance Sheet
Total Assets
$39.86B
Equity
$2.59B
Total Debt
$1.34B
Cash & Equiv.
$1.31B
5Y CAGR: +3.2%
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SourceComputed from the 10-Q filed 30 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 28 Sept 2026. How this is calculated.
Price from market data, last close as of 21 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is CNO Financial Group (CNO) overvalued?
At a P/E of 19.1, CNO Financial Group (CNO)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, CNO Financial Group scores 72/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.3%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
Is CNO Financial Group a high-quality business?+
CNO Financial Group scores 72 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 12.3% operating margin and a 11.5% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does CNO Financial Group (CNO) pay a dividend, and how much?+
Yes, CNO Financial Group pays a regular dividend of about $0.70 per share per year (typically in quarterly installments), a yield of roughly 1.3% at the current price. That is a payout ratio of about 23.7% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For CNO's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is CNO Financial Group a good stock to buy right now?+
That depends on valuation and quality together, not either alone. you should weigh CNO's valuation and scores 72/100 on quality (solid). It also yields about 1.3%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Accident & Health Insurance
Spot a number that looks wrong? Check it in CNO's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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