/
CNO is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. The terms "CNO Financial Group, Inc.", "CNO", the "Company", "we", "us", and "our" as used in this report refer to CNO and its subsidiaries.
$53.59
+$0.08 (+0.15%)
EOD Jul 17, 2026
Net margin is thin at 5.12%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue growth slowed to 0.6%, essentially flat. This is a business that needs a catalyst.
At 22x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles. Net income declined 46% YoY, profitability momentum has weakened.
21.6x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$4.52B
▲ +0.6% YoY
Net Income (TTM)
$246M
▼ -45.5% YoY
Net Margin
5.44%
P/E
21.6x
Balance Sheet
Total Assets
$38.96B
Equity
$2.50B
Total Debt
$1.34B
Cash & Equiv.
$1.15B
5Y CAGR: +3.2%
Continue Research
At a P/E of 21.6, A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, CNO Financial Group scores 68/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.3%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
CNO Financial Group scores 68 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 12.3% operating margin and a 11.5% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, CNO Financial Group pays a regular dividend of about $0.69 per share per year (typically in quarterly installments), a yield of roughly 1.3% at the current price. That is a payout ratio of about 27.0% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For CNO's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh CNO's valuation and scores 68/100 on quality (solid). It also yields about 1.3%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.