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Our Mission Our mission is to help loving, responsible pet parents budget and care for their pets. Company Overview We provide medical insurance for cats and dogs in the United States, Canada, and certain countries in Continental Europe.
Operating margin is thin at 0.96%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 11.9%, still solid.
Insufficient data to identify specific risks. Treat any missing metrics as a data gap, not a clean bill of health.
Profitability & Returns
Revenue (TTM)
$1.48B
▲ +11.9% YoY
Net Income (TTM)
$26M
▲ +301.7% YoY
Op. Margin
1.36%
▲ +1.7pp YoY
ROIC
3.35%
▲ +4.0pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$75M
▲ +95.4% YoY
Op. Cash Flow (TTM)
$88M
▲ +85.3% YoY
Net Debt
-$274M
Net Cash Position
Cash & Equiv.
$384M
5Y CAGR: +23.4%
5Y CAGR: +39.8%
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