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Principal Financial Group, Inc. ( PFG ) is a leader in global financial services offering businesses, individuals and institutional clients a wide range of financial products and services, including retirement, asset management and workplace benefits and protection solutions through our diverse family of financial services companies. We had $1,814.6 billion in assets under administration ( AUA …
$113.95
+$0.83 (+0.73%)
EOD Jul 17, 2026
Net margin is thin at 7.58%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue declined 3.1% YoY. For a bank, this often signals contracting loan book or reduced fee income.
At 16x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles. Net income declined 25% YoY, profitability momentum has weakened.
16.3x earnings. In line with financial-sector norms. The question is whether the current credit environment supports sustained earnings at this level.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$15.46B
▼ -3.1% YoY
Net Income (TTM)
$1.56B
▼ -24.6% YoY
Net Margin
10.10%
P/E
16.3x
Balance Sheet
Total Assets
$332.70B
Equity
$11.82B
Total Debt
$3.95B
Cash & Equiv.
$4.05B
5Y CAGR: +1.2%
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At a P/E of , A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Principal Financial Group scores 57/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.7%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Principal Financial Group scores 57 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Principal Financial Group pays a regular dividend of about $3.13 per share per year (typically in quarterly installments), a yield of roughly 2.7% at the current price. That is a payout ratio of about 44.1% of earnings, so the dividend is well covered. Principal Financial Group has grown the dividend at roughly 1.1% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For PFG's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh PFG's valuation and scores 57/100 on quality (mixed). It also yields about 2.7%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.