/
OUR BUSINESS Oscar is a leading healthcare technology company built around a full stack technology platform and a relentless focus on member experience. We offer health plans through the ACA serving individuals, families, and employees.
$22.97
+$0.74 (+3.33%)
Price from 2 days ago
The business is unprofitable at the operating level (-3.39% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue grew 27.5%, still solid. Margins contracted 4.0pp, which offsets some of the top-line progress.
ROIC dropped from 3.89% to -21.87%, capital efficiency is deteriorating. Operating margin contracted 4.0pp YoY, cost discipline may be slipping.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$13.30B
▲ +27.5% YoY
Net Income (TTM)
-$39M
▼ -1842.5% YoY
Op. Margin
0.08%
▼ -4.0pp YoY
ROIC
0.50%
▼ -25.8pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$2.80B
▲ +11.4% YoY
Op. Cash Flow (TTM)
$2.84B
▲ +11.9% YoY
Net Debt
-$6.37B
Net Cash Position
Cash & Equiv.
$6.80B
5Y CAGR: +90.8%
5Y CAGR: +38.4%
Continue Research