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DCF Valuation
Base-case fair value
$335.86
Intrinsic $447.81 · 25% MOS
Current price: $28.40
Base-case summary
Our base-case DCF for Oscar Health, Inc. (OSCR) projects 10 years of free cash flow growth at 20.0% for years 1–5 and 10.0% for years 6–10, anchored to 68.0% historical FCF growth, then applies a 2.5% perpetual growth rate and a 8.0% discount rate. Starting from $2.8B in trailing free cash flow, this produces an intrinsic value of $447.81 per share. A 25% safety margin gives a fair value of $335.86, suggesting the stock is currently 1083% undervalued against the $28.40 market price.
See 3 scenarios side by side
Conservative, Base, and Optimistic fair values, plus the sensitivity matrix and FCF history. Free account.
Model inputs
TTM Free Cash Flow
$2.8B
Cash & equivalents
$6.8B
Total debt
$431M
Shares outstanding
330M