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A forward-looking statement is neither a prediction nor a guarantee of future events. The Company is a Maryland corporation organized in March 2019 and operates principally through its wholly-owned subsidiary, Pioneer Bank, National Association (the Bank ).
164.20% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 1.3% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$13M
▼ -1.3% YoY
Net Income (TTM)
$20M
▲ +32.9% YoY
Net Margin
157.99%
P/E
—
Balance Sheet
Total Assets
$2.22B
Equity
$329M
Total Debt
$0.00
Cash & Equiv.
$157M
5Y CAGR: -0.8%
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