Carver Bancorp Inc.
Carver Bancorp, Inc., a Delaware corporation (the Company ), is the holding company for Carver Federal Savings Bank ( Carver Federal or the Bank ), a federally chartered savings bank. The Company conducts business as a unitary savings and loan holding company, and the principal business of the Company consists of the operation of its wholly-owned subsidiary, Carver Federal.
$1.80
+$0.10 (+5.88%)
EOD Oct 21, 2026
The institution is unprofitable. This typically signals severe credit losses or a business in transition.
Revenue growth slowed to 1.5%, essentially flat. This is a business that needs a catalyst.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$4M
▲ +1.5% YoY
Net Income (TTM)
-$13M
▼ -361.7% YoY
Net Margin
-335.40%
P/E
—
Balance Sheet
Total Assets
$698M
Equity
$27M
Total Debt
$8M
Cash & Equiv.
$41M
3Y CAGR: -15.5%
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SourceComputed from the 10-Q filed 12 Nov 2025, covering the period ending 30 Sept 2025, as reported to the SEC. Data last refreshed 12 Jun 2026. How this is calculated.
Price from market data, last close as of 21 Oct 2026. Fiscal year ends Mar. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is Carver Bancorp (CARV) overvalued?
Carver Bancorp (CARV)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Carver Bancorp scores 18/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
Is Carver Bancorp a high-quality business?+
Carver Bancorp scores 18 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is Carver Bancorp a good stock to buy right now?+
That depends on valuation and quality together, not either alone. you should weigh CARV's valuation and scores 18/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Savings Institution, Federally Chartered
Spot a number that looks wrong? Check it in CARV's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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