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Fifth District Bancorp, Inc. ( Fifth District Bancorp, the Company or we ) was incorporated in February 2024 and became the holding company for Fifth District Savings Bank ( Fifth District or the Bank ) upon the conversion of Fifth District from the mutual form of organization to the stock form of organization (the Conversion ). The Conversion was completed on July 31, 2024, and the Company sol…
687.06% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 67.5% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (FY)
$595K
▼ -67.5% YoY
Net Income (TTM)
$4M
▲ +479.2% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$536M
Equity
$129M
Total Debt
$0.00
Cash & Equiv.
$23M
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