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The Company s ability to predict results or the actual effects of its plans or strategies is inherently uncertain. Generations Bancorp NY, Inc. ( Generations Bancorp ) is a Maryland corporation that was organized in August 2020 to become the holding company of Generations Bank (sometimes, the Bank ) as part of the Seneca-Cayuga Bancorp, Inc. ( Seneca-Cayuga ) conversion from the mutual holding …
The institution is unprofitable. This typically signals severe credit losses or a business in transition.
Revenue declined 32.2% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Net income declined 244% YoY, profitability momentum has weakened.
Profitability & Returns
Revenue (TTM)
$173K
▼ -32.2% YoY
Net Income (TTM)
-$3M
▼ -244.2% YoY
Net Margin
-1523.12%
P/E
—
Balance Sheet
Total Assets
$402M
Equity
$36M
Total Debt
$0.00
Cash & Equiv.
$10M
3Y CAGR: -19.8%
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