This company has no dividend history.
Based on TTM and annual data · Not a buy/sell signal
This company does not pay dividends
No dividend history found in SEC filings.
Does Generations Bancorp NY (GBNY) pay a dividend?
Generations Bancorp NY (GBNY) has never paid a dividend. It returns cash through buybacks instead, at roughly a 3.0% buyback yield over the last twelve months. Free cash flow is currently negative, so there is no surplus to distribute. All figures are computed from company filings; this is analysis, not investment advice.
Frequently asked
Does Generations Bancorp NY (GBNY) pay a dividend?+
No. Generations Bancorp NY (GBNY) does not pay a dividend, and no dividend payment appears anywhere in the filing history we hold.
How does Generations Bancorp NY return cash to shareholders?+
Through share buybacks rather than dividends. Over the last twelve months Generations Bancorp NY reduced its share count at a rate equivalent to a 3.0% buyback yield. A buyback returns value by shrinking the share count, so each remaining share owns more of the business, but unlike a dividend it pays you nothing in cash and can be stopped at any time without an announcement.
Could Generations Bancorp NY afford to pay a dividend?+
Not currently. Generations Bancorp NY's free cash flow is negative at -$361,000.00, meaning the business consumed cash over the period rather than generating it. A company funding a dividend from cash it is not producing would be paying shareholders out of its balance sheet or borrowings, which is not sustainable.
Which financials companies do pay dividends?+
Our Financials sector page ranks the companies we cover by dividend score, which combines payout safety, free cash flow coverage and growth record. If income is what you are after, start there rather than with Generations Bancorp NY.
SourceDividend analysis computed from the 10-Q filed 8 Aug 2024, covering the period ending 30 Jun 2024, as reported to the SEC. Data last refreshed 11 Jun 2026. How this is calculated.
Fiscal year ends Dec. Earnings payout = dividends / net income. FCF payout = dividends / FCF. Yield = TTM DPS / price.
Peers
Savings Institution, Federally Chartered · Pick stocks to compare with GBNY
Spot a number that looks wrong? Check it in GBNY's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Keep analysing GBNY
Create a free account and get 14 days of Premium: every stock and every tool.
- Unlimited stocks
- Stock screener
- Portfolio tracker
- Editable DCF
- Compare side by side
- Unlimited alerts
No card. Moves to Free after, unless you upgrade.
Already have an account?
Or come back tomorrow. Stocks on your watchlist are always free to view.