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Hometrust Bancshares Inc.

HTB

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HomeTrust Bancshares, Inc., a Maryland corporation, was formed for the purpose of becoming the holding company for HomeTrust Bank in connection with the Bank's conversion from mutual to stock form, which was completed on July 10, 2012. As a bank holding company and financial holding company, we are regulated by the Federal Reserve.

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$773M
EPS$3.81
P/E12.16
Div. Yield1.15%
Net Margin–
P/Book1.3x
Hometrust Bancshares Inc. intrinsic value
52-Week Range
$39.10$51.85

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$65M

▲ +17.4% YoY

Net Margin

–

P/E

12.16

Balance Sheet

Total Assets

$4.44B

Equity

$601M

Total Debt

$8M

Cash & Equiv.

$273M

3Y CAGR: +20.2%

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Held by ETFs

HTB is in 30 US ETFs. The largest of them, with HTB's weight in each:

Hometrust Bancshares (HTB) in four numbers

Fair value (book value)
$42.47
Price $46.33 is 9% above it.
Intrinsic Value
Quality score
81/100
Best check: revenue growth, 20.2%. Weakest: return on equity, 10.8%.
Quality
Dividend (TTM)
$0.53
1.15% yield, raised 3 years in a row.
Dividends
P/E
12.16
Price to free cash flow 8.16.
Financials

Questions about Hometrust Bancshares

Is Hometrust Bancshares (HTB) overvalued?

At $46.33, Hometrust Bancshares' price is 9% above the $42.47 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 12.16 times earnings and 8.16 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Hometrust Bancshares' fair value?

Intrinsiqq's calculator puts Hometrust Bancshares' fair value at $42.47 a share. It grows book value per share 8.3% a year for 5 years, applies an exit P/B of 1.2, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $31.85. Every input can be changed on the Intrinsic Value tab.

Is Hometrust Bancshares a high-quality business?

Hometrust Bancshares scores 81 out of 100 on Intrinsiqq's quality score, which makes it a high-quality business on these measures. The score blends 7 checks computed from SEC filings. Its best check is revenue growth at 20.2%, and its weakest is return on equity at 10.8%. The Quality tab shows every check against its target.

Does Hometrust Bancshares (HTB) pay a dividend, and how much?

Yes. Hometrust Bancshares (HTB) pays a dividend: $0.53 per share over the last twelve months, a dividend yield of 1.15% at the latest close. It has raised its dividend per share for 3 years in a row, growing at 11.9% a year over the last 3 years. The payout takes about 13.7% of earnings.

Source: 10-Q filed 30 Jul 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in HTB's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.