/
Company Overview OppFi is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. Through transparency, responsible lending, financial inclusion, and an excellent customer experience, the Company supports consumers, who are turned away by mainstream options, to build better financial health.
Net margin is thin at 6.91%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 18.6% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$378M
▲ +18.6% YoY
Net Income (TTM)
$66M
▲ +262.8% YoY
Net Margin
17.50%
P/E
—
Balance Sheet
Total Assets
$720M
Equity
$76M
Total Debt
$295M
Cash & Equiv.
$64M
5Y CAGR: +26.3%
Continue Research