All currency values in $ millions unless otherwise noted
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| Income Statement | TTM ~3.2:1 split | DEC 2025 ~1.3:1 split | DEC 2024 | DEC 2023 | DEC 2022 | DEC 2021 |
|---|---|---|---|---|---|---|
| Revenues | ||||||
| Revenue | $364 | $381 | $321 | $273 | $217 | $263 |
| Operating Expenses | ||||||
| Selling & Marketing | $51 | $51 | $49 | $51 | $58 | $52 |
| General & Administrative | $20 | $17 | $15 | $14 | $12 | $14 |
| Total Operating Expenses | $225 | $215 | $227 | $227 | $223 | $205 |
| Operating Income | $139 | $167 | $95 | $46 | -$6 | $57 |
| Non-Operating | ||||||
| Net Interest Expense | $611 | $597 | $526 | $509 | $420 | $329 |
| Other Non-Operating Income (Expense) | -$546 | -$608 | -$532 | -$513 | -$411 | -$296 |
| EBT (Earnings Before Tax) | $205 | $156 | $88 | $42 | $3 | $90 |
| Income Tax Expense | $21 | $10 | $4 | $2 | -$0 | $0 |
| Minority Interest | $82 | $120 | $77 | $40 | -$4 | $64 |
| Net Income | ||||||
| Net Income | $102 | $26 | $7 | -$1 | $7 | $26 |
| Per Share Data | ||||||
| Revenue Per Share | $4.23 | $14.38 | $15.96 | $16.67 | $2.58 | $3.11 |
| EPS (Basic) | $3.53 | $0.99 | $0.36 | -$0.06 | $0.51 | $1.93 |
| EPS (Diluted) | $2.99 | $0.99 | $0.36 | -$0.06 | $0.05 | $0.48 |
| Weighted Avg Shares (Basic) | 67.5M | 26.5M | 20.1M | 16.4M | 13.9M | 13.2M |
| Weighted Avg Shares (Diluted) | 86.0M | 26.5M | 20.1M | 16.4M | 84.3M | 84.5M |
| Shares Outstanding | 86.0M | 26.5M | 20.1M | 16.4M | 84.3M | 84.5M |
| Dividends Per Share | -$1.34 | $0.25 | $0.12 | $0.00 | $0.00 | $0.60 |
OppFi (OPFI) financials: revenue, profit and margins
OppFi (OPFI) generated about $364 million in revenue and $102 million in net income (a 28.0% net margin) over the trailing twelve months, growing at roughly 26.3% a year. Figures are from SEC filings; this is analysis, not investment advice.
Frequently asked
What is OppFi's (OPFI) revenue?+
OppFi generated about $364 million in revenue over the trailing twelve months. Revenue has grown at roughly 26.3% a year over the past five years. Revenue is the top line, before any costs; what matters for value is how much of it survives to free cash flow. The full income statement, balance sheet and cash-flow statement are on this tab.
Is OppFi profitable?+
Yes, OppFi reported about $102 million in net income over the trailing twelve months, a net profit margin of roughly 28.0%. Net income is the bottom line after all costs, interest and taxes. Compare it to free cash flow on this tab, since reported profit and actual cash generated can diverge.
What are OppFi's profit margins?+
OppFi runs an operating margin of about 43.7%, a net margin of about 28.0%. Margins show how much of each sales dollar a company keeps at each stage. Stable or rising margins usually signal pricing power and cost discipline; falling margins are worth investigating. See the multi-year trend on this tab.
How fast is OppFi growing?+
OppFi's revenue has compounded at roughly 26.3% a year over the past five years. Growth only creates value when it is profitable and cash-generative, so read this rate alongside OPFI's margins and free cash flow. This is analysis from SEC filings, not investment advice.
SourceFinancial statements computed from the 10-Q filed 10 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Oct 2026. How this is calculated.
Fiscal year ends Dec.
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Held by ETFs
OPFI is in 13 US ETFs. The largest of them, with OPFI's weight in each:
iShares Russell 2000 Growth ETFIWO0.01%of the fund
Avantis U.S. Small Cap Equity ETFAVSC0.02%of the fund
Vanguard Russell 2000 Growth ETFVTWG0.01%of the fund
WisdomTree U.S. SmallCap FundEES0.04%of the fund
VictoryShares Small Cap Free Cash Flow ETFSFLO0.20%of the fund
Spot a number that looks wrong? Check it in OPFI's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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